Maksājums pa daļām

We offer two installment options: ESTO installment and Liisi installment.

ATTENTION!
Every installment plan is a financial obligation. Before signing the contract, please carefully read the terms of the service and consult a specialist if necessary.

ESTO installment

  • Interest rate: up to 13.90% per annum
  • Contract fee: starting from 0 €
  • Period: 3 to 60 months
  • Age: 18–70 years

ESTO installment is a fast and convenient payment solution that makes decisions in real time and helps you complete your purchase in less than 60 seconds.

The installment is offered and managed by ESTO AS.
https://esto.eu/

Liisi installment

  • Interest rate: 13.9% per annum
  • Contract fee starting from 0€
  • Administration fee 0€
  • Possible down payment starting from zero euros.
  • Contract duration up to 120 months
  • Maximum purchase amount 25,000 €. There is no minimum purchase amount, but the monthly payment must be at least 7 €.
  • Liisi installment is available to all Estonian citizens or people with permanent residence in Estonia aged 20 or older. The minimum income must be at least 385 € per month and no debts should be present.

The credit provider is AS Holm Bank, Posti 30, Haapsalu 90504.
Phone: +372 675 5055
Email: info@holmbank.ee

Example of credit cost:

For a loan amount of 799 euros over 24 months with a fixed interest rate of 13.90% per annum and contract fee of 0 €, the annual percentage rate is 27.78%, the monthly payment is 42.55 €, and the total amount is 1021.20 €.